Purchasing Power Calculators
Rent Vs Buy Calculator

Rent Vs Buy Calculator

Calculate rent vs buy with Calculator 360 using the available inputs.

Purchase price ($)

Down payment, excluding fees ($)

Your upfront purchase fees ($; enter 0 if none) User-entered assumption; zero means no amount included.

Annual nominal loan rate (%)

Loan term (years, 1 to 40)

Annual loan insurance on initial principal (%; enter 0 if none) User-entered assumption; zero means no amount included.

Initial monthly rent, excluding utilities ($)

Assumed annual rent change (%)

Your annual property taxes ($; enter 0 if none) User-entered assumption; zero means no amount included.

Annual owner expenses and maintenance ($)

Assumed annual home value change (%)

Assumed annual net savings return (%)

Sale costs (% of projected sale price)

Years in the home (1 to 60)

Try an example

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How to use this calculator

Compare buying and renting using your own purchase price, rent, loan terms, ownership costs, growth rates, and sale assumptions. No local tax or closing cost is supplied automatically.

Enter the values required by the available mode. The result uses those inputs and the existing calculator formulas.

Calculation from the values you enter. No external rate or price feed is used.

Frequently asked questions

What does this calculator do?

Compare buying and renting using your own purchase price, rent, loan terms, ownership costs, growth rates, and sale assumptions. No local tax or closing cost is supplied automatically.

Where do the values come from?

You enter the values shown in the form. The page does not retrieve live prices, rates, or personal health data.